Well, got more bad news yesterday. My mom has been letting a co-worker drive her car while she was at work, and he got into an accident with it. Now, because he was not covered under her insurance, she may have to pay out for it herself. Boy, when things go wrong, they go wrong ....
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Comments
Auto Ins
Most Auto ins covers temp drivers. She should be good.
You really need to stop worrrying about the small stuff and LIVE. Dear wonderful God girl, I nearly left this plane of existance do to..... We all have problems Dororthy. Focus on the good, and there is always good. Even if it is small and does not seem to out way the bad. There is always bad, but you CAN find good.
Have Faith. Yes Faith you are still loved by all here and even HIM.
James
If you new how I thought than you may think that I am a canidate for a casket, looney bin, or jail.
I now have A job again so.....
You are loved here. Find peace in that and know that
More bad news
Dorothy, it is well that you worry about your mother. But the one who drove the car owes your mother for any damages to her car.
May Your Light Forever Shine
May Your Light Forever Shine
That sounds about right
Agreed. The driver is responsible, but I believe the insurance company is primarily responsible. If the insurance company balks and the damage is substantial it is worth it to at least talk to a lawyer, with most of them the first visit is free. If anyone is hurt it is definitely worth looking into, as that is real bucks.
If Mom Gave Permission...
[email protected] ... All policies I know of cover the driver and any damages.
I've got some specifics on an accident I was involved in. I'll save them for a PM.
Like others have said, You Worry Too Much!!!
Love And Hugs,
Jonelle
[email protected]
If I read this right?
...it's not the one thing that happened, but that it's just one more thing. It's not about insurance or cars or even your Mom, but about feeling overwhelmed. Just take a deep breath and realize that you're okay. Yes, it's one more thing, but it's also one more thing to get through; proving your heart and your faith are much stronger than you ever imagined when you started taking steps to be who you are.
Dio vi benedica tutti
Con grande amore e di affetto
Andrea Lena
Love, Andrea Lena
Auto coverage
He may be covered as a temp driver, depending how often he drove the car. If he drove it everyday of the year from work then they won't cover him because he should've been added to the policy as a second driver.
K.T. Leone
My fiction feels more real than reality
Katie Leone (Katie-Leone.com)
Writing is what you do when you put pen to paper, being an author is what you do when you bring words to life
Coverage
RAMI
Dear Dorothy:
From your various posts, and comments, I am confuses as to where you live. No matter what she, your mom MUST contact her insurance company and perhaps a lawyer.
In the U.S. auto coverage and liability questions differ greatly from one state to another. The differences can be so great, that understanding the law and coverage in one state, might mean you know nothing in the next state.
Injury and damages depend on many factors. Injury to property, medical bills, injury to driver, injury to passenger, collision damage, injury to other drivers, etc.
Since I think you are in Canada, (I sorry if I'm wrong) things are totally different. Depending what province you are in Quebec vs most of the rest of Canada, the difference could be huge.
She should Get proper legal advice. She should call your insurance broker.. Call an attorney. Be careful what you say to the adjustor.
RAMI
RAMI
two things: first: it's you
two things:
first:
it's you mom's -car- that has been damaged, not your mom herself.
it'll sort itself out, one way or another.
second:
no matter if he was covered by you mom's insurance or not, the driver is liable for any damages he caused. that goes for your mom's damages to her car as well as those of other damaged parties. (if he's responsible for the accident that is. "getting into an accident" doesn't necessarily mean he caused it.)
the big question here is if he can and will pay for it.
and most insurances will pay the damage, then collect the money from the responsible party.