Advice or I dunno... it is needed please

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Ok so i dunno wtf to do....
I know I need to go and get it done, I have reschedualed 3 times in the past year+, having yet to even make an appointment before reschedualing.
Due to money issues & well anxiety etc.....
I am finding myself putting off my appointment for consultations towards SRS.
I want it done... now! Hell I have wanted it done decades ago, particularily a decade ago.
It is in toronto, the gender identity clinic... I do NOT reside in toronto, but a couple hours away,
The City, terrifies me, I have never been there alone & the only one whom may be able to help me, always has a new excuse not to :'( I have put this off this late partially because of it, I understand her did have several heart attacks and strokes within like a week a couple years ago.... so he is not really his old self anymore.... and even thinking like this even makes me feel like a spoiled self centered b****.....
I just dunno what to do
Like why can they not have this accessibility closer , hell I live in the Tri-cities for crying out loud, you would think there would be at least 1 in waterloo region at least
Like do I take the plunge & take a round trip train to toronto & use cab there and back... that would be maybe 2-300$CAD, even that I am scared to do.... I am not native to Toronto, I do not know what transports are legit and which are not, what if I was to get in or call the wrong one & it ends up being an undercover trafficking service, I have heard sooooooo many scary things about toronto like that....
If I was to do that too.... like I have no credit let aloe credit cards, if I miss my train back because (like 99% of the time) the appointments and meetings do not meet for hours within their own separation f intent..... I have literally more often then not had to spend over 24 hours in the waiting facilities in medical care & here it is under half a mill in population while toronto is in the millions.
Should I risk it all and go, take the plunge no matter the dangers, beg daddy again if he feels up to helping me.... or reschedual and this time be pushed back to the beginnining of the waiting list 2-4 bloody years, course by that time my financial issues etc may be much better.... but still I do not want to wait until im in my mid 30's to get 'Vagged'... I dunno wtf to do
It is all so bloody conflicted
I dunno what to do & need to make my mind up at the least 3 days in advance to my booked appointment... still over a week but I am freaking out
If you can please offer some advice, or whatever, thanks
Only times I was there I was ALWAYS escorted, never alone

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