I agree more with the position taken here by Angharad. I for example am 78, but still work, even if mostly only as an unpaid volunteer for a couple of local charitable Companies - one teaches children, including those with "special needs", how to ride and look after Horses, the other concerns itself with trying to get people in our tiny island community to clean the place up a bit, to improve the attractiveness and facilities for Tourists, whom we rather neglect at present, but they would bring lotsa dosh to us, that would be widely distributed, which is infinitely better for us all than the usual Government Grants, that gets quickly wasted on some silly project like building a yacht harbour at a HUGE cost, which currently has not a single yacht in it. whilst the inhabitants of that township now have all but one of a whole row of shops closed down for the winter, because nothing happens there now. Even their local police station has been closed for the winter.

In the local township where I live an enormous new Town Hall was erected on top of a hill, but it is too big for most meetings and events, with just one big space inside and a not well fitted out "kitchen", cloak rooms and a removable stage for when needed, limited parking places, difficult access roads, and very little else. Whenever it rains (as it often does, here) the noise on the metal roof makes hearing whatever is being done inside impossible to hear. Ot remains empty for about 3/4 of the time. When one looks and sees what we have for the enormous costs of building it, one has to wonder where all the money went !

We are encouraging local folks, young and old, to start up businesses, with expert support and mentoring, supporting with a local Credit Union, and running many Courses on a wide range of business skills.

I have so much to do I can only get 4 hours of sleep at night, but as I have never needed more than that, I am not complaining. Making Lists of "To Do's Today" for example, is a standard approach to organising one's time that ought to be part of the methods of ANY Manager or person self-employed, as being disorganised always results in not achieving much on a particular day !