So I finally got a figure on what my pension would be. Due to my 'young' >so not laughing< age of 34 they are retiring me, I would have about 545 euros a month. It's a very good thing that I'm a civil servant so that up's to 1236 euro a month conditionally >aka can't work or they take the supplement away and if I go over 5000 euro I lose the entire pension<.
It's a good pension if, and here comes the big 'but', I didn't have a mortgage of about 700 euro and still have to fix a lot of things in my house> for example only place with running water at the moment is the basement due to a little bit of cold last winter<
So I'm heading to the bank in december for a little brainstorm session on how I can, at least, keep the house. Why?? With being in the middle of renovation I can't sell it for what my mortgage is worth and I'd lose everything and be very deep in the red with no way out.
Lynne/Kai
Comments
Hmmm
It looks like you're between a rock and a hard place.
Portia
It's still survivable and
It's still survivable and that's part of the problem. At least I would be able to survive although living is another thing. But don't have mutch choice in the matter 'cause I'm not willing to gamble the lot of it. -> working of the record and getting caught means losing the entire amount. With working on the record I lose it only for the time I'm working (on a yearly basis) but that just means I need to find a job that pays enough to get over losing the amount. Which with my credentials isn't going to be that easy. Just a secundary eduction degree with a small business acountency certificate meaning I supposed to be all the day to day paperwork in a small to medium businesses without the need for an accountency specialist (although it's recommended for the end of the year bookings and taxes, just to check to see if I missed something).
But that was secondary school and with me not keeping up with changes for 15years ...
Was starting to rant, sorry.
Lynne/Kai
PS
If I haven't had my dog and the cats I would have split a long time ago by getting my hands on a Ural Ranger 2WD and loading it up. 545 euro is enough to let me survive on the road even counting gasprices.
Lynne/Kai
Papers
The official papers came in yesterday and it's 520,25 euro / month