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Well, just when I thought I was getting some traction, the world kicks my feet out from under me. I found out late last night that my mother is in much more serious financial trouble than I had ever guessed. She has apparently declared bankruptcy, without even talking to me about her situation. To make matters worse, I found out that my oh-so-understanding boss is telling a different story to others According to what I have heard, my immediate supervisor was asking about me coming to work in a skirt, and she told him that if I did, i would be asked to spend the day in the stockroom, out of sight. I would like to get some answers as to what the heck is going on.
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How could things go so bad, so fast?
I hope that your mother's situation get better and that your work situation improves.
May Your Light Forever Shine
May Your Light Forever Shine
Bankruptcy
I DID A BANKRUPTCY AND MY CREDIT RATING WENT UP IT'S A GOOD WAY OF GETTING OUT FROM UNDER BILLS THAT YOU HAVE NO WAY OR HOPE OF BEING ABLE TO PAY,MINE WHERE MEDICAL AND A BAD BUSINESS VENTURE.MEDICAL CAN'T BE HELPED AND BUSINESS IF YOU DON'T TRY YOU NEVER KNOW IF IT WORKS.DOTTIE I HOPE IT WORKS OUT FOR YOU BUT MOM HAS TO DO WHAT SHE HAS TO DO.HUGS & LOVE GIRL RICHIE2
There is nothig wrong in declaring bankruptcy!
Your dear mother is keeping the wolves away from her door.
I.E the sharks who prey on vulnerable people.
In the U.K this stops these vultures from extracting money which one does not possess.
Which in turn allows the debtor a bit of breathing space to get back on their feet again.
Maybe your worried about your inheritance? (evil grin!)
As for your work enviroment. Don't you think there is an element of constructive dismissal arriving out of your situation?
Such a law is available in the U.K but maybe the law in the U.S of A works differently.
Just a couple of thoughts,
Wishing you and your mother all the best.
From DebWeb.
bankruptsy process
The first step in declaring bankruptsy is to allow a 3rd party to examine your finances.
They are the 'trustee' (in canada) they will find a way to pay your creditors in whole or in part based on your reasonable living expenses.
They also tell your creditors that you cannot pay the whole amount and offer 'deals' to them whereby they accept a lesser amount and you make payments.
the actual bankruptsy (I have no idea how to spell that btw) is the final step only after all else fails.
nobody.
IVAs
It sounds as though Canada has a similar system to the UK's Individual Voluntary Arrangements.
Although marginally better than bankruptcy (in that certain assets, e.g. houses, may be protected and they show a commitment to paying off some of the debt), they are still very much a last resort - although you wouldn't think so from the number of "Debt Management" companies plying for trade.
As for the work situation, it's probably best to stay in masculine attire until you've (tacticly!) resolved their attitude. If your job isn't a public-facing role, then your chances of being allowed to dress as who you are, rather than who you've had to pretend to be, are likely to be higher. If you have a decent photo of yourself in formal / business wear, that might be useful to show at the next discussion, to prove that you are serious and have no intention of turning up dressed like a drag queen!
There are 10 kinds of people in the world - those who understand binary and those who don't...
As the right side of the brain controls the left side of the body, then only left-handers are in their right mind!