It seems your most pressing problem is the job. What is your background? Play to the strength of that. Depending on what your exact job situation is, you probably qualify for at least some kind of assistance at the local community college. Now is probably not the time to be jumping careers, shore up the weak spots in whatever it is you already know. If you are working find ways to make yourself more valuable to your employer, and make sure he/she knows it. You don't have to explicitly point out your accomplishments usually, you can discuss improvements to processes with coworkers, etc. The word will get back. Be on the lookout for opportunities to jump onto the next job opportunity, which might involve taking some risks and jumping from one company to another.

I've seen ladies talk about changing careers when they decide to transition because their current career is "too masculine." That's hogwash. I know at least two TG long haul truck drivers, and I've met genetic ladies working in body shops and muffler shops. When I lived in Texas, there was a lady working at a Shell refinery as a maintenance electrician, and she was usually the grimiest, hardest working person on the shift. My own daughter was a truck driver in the Army, and when she found herself too small to handle throwing those big tires around, also found that the guys were more than willing to do it for her in return for her repacking the wheel bearings of their trailers. My point is, gender roles in the job market have changed.

While you are doing this, sock away some money. five dollars a week, ten dollars a week, whatever. Choose an amount and put it away before you do anything else. Do everything you can to avoid touching that. If your situation improves, up the amount. But don't stop. After you do this for a while you'll find yourself looking for ways to put more in, believe me. This works for anything you need cash for, BTW.

There is no question these are tough times. But look around, the US is still being flooded by immigrants coming her because this is the land of opportunity. The difference between many immigrants and the local bred population is that the newcomers have already jettisoned a lot to get here, while we are afraid to jump at opportunities because we see them as risky. Maybe it's we who need an attitude change?

Women are generally good at empathy, caring, nurturing. Guys are usually good at problem solving. Both are good at organizing. As a TG person, you should have some measue of all these attributes and skills. So write down what needs to be done, then formulate a plan to enable it to happen. Force yourself to stay on task.

Good luck, keep plugging. You can do it.

Hugs
Carla Ann