I feel stuck, and scared of moving forward

Okay, I'm starting to feel frustratingly stuck in terms of my transition. For some reason, I cant get over the hump and take care of my legal name, or wear makeup in public, or lose enough weight to get surgery.

Its like somewhere in my brain something is saying "Look, you've been lucky so far, why push it? Its safe where you are, and you could get hurt if you go further."

I guess I'm just a big scardy-cat.